How to Run a Self Background Check

If you’ve ever applied to a college, volunteered at a youth center, or had a job interview you’ve likely found yourself in a situation where you’ve had to sit back as you await the results of your background check. After all, if an organization is going to take you on, they need to know you’re a reliable person.

Even if you’ve never done anything wrong to warrant concern from a potential employer, you’ve likely wondered what your background check actually says about you.

You can find out by running a self-background check today! Below is a list of self-background checks you can run anytime you want. Keep in mind that employers are interested in more than just your criminal record. They look at driving records, credit reports, college transcripts and much more. If employers are going to check this information so should you!

Education Report

Organizations have a number of ways to verify your educational background (requesting transcripts and diplomas for example). If you’re applying for a position where you suspect your educational history will be accessed you should check them yourself to ensure they’re free of errors. By lawstudents have a right to request their transcripts and have the school fix any errors that may appear.

Credit Report

Credit reports are often checked by organizations to determine whether or not you’re a financially responsible person. Your credit report can only be pulled, however, if you give them written permission. It’s important that you check your credit report frequently because small errors are common.

Thankfully, you can check your credit report once every 12 months from each of the three national credit unions for free. Interested in checking your credit report today? You can do so by visiting the annual credit report website.

Your credit report can reveal a wealth about an individual such as:

  • Income/debt ratio
  • Debt owed
  • Thenumber of times your credit report has been queried
  • Accounts in collections

Though they are often confused, credit reports and credit scores are two separate things. Therefore, you will not be shown your credit score when you’re accessing your credit report If you spot any errors on your credit report, you can open a dispute to have them corrected.

Court Records (County, State, and Federal)

Uncertain if you’ve been convicted of a crime? Do an online background check to pull up old records. If you’ve been convicted of a crime in the past, you can go to the court(s) and request more information, but searching online will get the process started. It’s important that you check with the full range of courts that apply to your situation whether that be county, state, or federal. If your search leads you to the county court, you’ll need to go to the courthouse physically.

According to the Fair Credit Report Act (FCRA), any arrests without convictions longer than seven years ago should not be seen by potential employers. With that being said, if you see an incident on your report from more than seven years ago, you can go to the court and dispute the error(s).

Social media 

Nowadays, it’s common for organizations to check your social media before making a hiring decision. Before doing anything that may require a background check (applying to a job, volunteering, etc.) you should make the assumption the organization in question will check your social media during the screening process.

Go onto your social media accounts and check your privacy settings. Are your unprofessional photos set to private (seen only be close friends and family)? Also, go through your accounts and delete any pictures or posts you may have made in the past that could be seen as inflammatory.

Driving Records

Depending on the state you live in, laws governing the information included on your driving record can vary. You can access personal driving records by visiting the DMV website of each state where you’ve ever held a drivers license. Be mindful that some states will charge a fee for obtaining these records.

Running a self-background check is easy

There are a number of ways to run a self-background check, but one of the easiest and fastest methods involves running a background check on IDtrue. Simply type in your first and last name and you’ll have a full report in a matter of minutes.

Being aware of what’s on your background check will ensure that when you apply to a college, new job, or rental property that you know exactly what they’re seeing. Also, it allows you to catch mistakes so you can fix them, thus allowing you to present the most accurate representation of yourself when your background check is pulled by an organization.

Featured Image Credit: 422737 / Pixabay